Hi
As someone who doesn't drive but pays for my daughters car insurance, I am finding this a real nightmare because I don't understand all of it. Last year I took out a fully comp insurance which turned out to be cheaper than the 3rd party one she had previously but find that this year it is due to go up by about £25. Could it have gone up because she had an accident whilst with her previous insurance company even tho it wasn't her fault?? She only claimed on the legal cover that she had with the previous company because it was an accident with a foreign lorry driver and the insurance company said they could not pursue it. Or is it just a general increase?
Also bearing in mind the accident, can I still put down that she has had no claims in the past four years when looking for a new insurer or does the legal cover count as a claim? So confused
As someone who doesn't drive but pays for my daughters car insurance, I am finding this a real nightmare because I don't understand all of it. Last year I took out a fully comp insurance which turned out to be cheaper than the 3rd party one she had previously but find that this year it is due to go up by about £25. Could it have gone up because she had an accident whilst with her previous insurance company even tho it wasn't her fault?? She only claimed on the legal cover that she had with the previous company because it was an accident with a foreign lorry driver and the insurance company said they could not pursue it. Or is it just a general increase?
Also bearing in mind the accident, can I still put down that she has had no claims in the past four years when looking for a new insurer or does the legal cover count as a claim? So confused
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